Kotak Premier Life Plan

Kotak Premier Life Plan



Plan : Kotak Premier Life Plan


  • Participating whole life plan offering protection up to the age of 99 years
  • More value for money through discount in premium for high Sum Assured on maturity and female lives
  • Option to either receive bonus pay out (Cash Pay out optionor - at the end of the premium payment term) or accumulate them under the policy (At maturity accrued Paid-Up Addition)


Death Benefit

  • Sum Assured on death Plus
  • Accrued Simple Reversionary Bonuses (if any) Plus
  • Terminal Bonus (if any)


Maturity Benefit

  • Sum Assured on maturity Plus
  • Cash Bonus (if any) plus
  • Accrued Paid-Up Additions (if any) plus
  • Terminal Bonus (if any)


Entry Age     : Mini 3 Years,      Maxi: 45 / 50 / 53 /55 Years

Maturity Age : 99 Years

Policy Term   : 99 Years

Premium Payment Term  : Fixed  8 / 12 / 15 / 20 Years

Premium Payment Mode    :  Yearly / Half Yearly / Quarterly

Minimum Premium : Determined on the basis of Sum Assured on maturity, entry age, gender and premium payment term    Maxi Premium         :  No Limit

Basic Sum Assured:  Minimum Sum Assured on maturity Rs.2,00,000


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