IndiaFirst Life Micro Bachat

IndiaFirst Life Micro Bachat



Plan : CSC  Micro Bachat

Savings and Protection ( Premiums only for Five years)


Rider Benefit:
  • Waiver of Premium on Death
  • Waiver of Premium on Accidental Total Permanent Disability or (diagnosis of) Critical Illness
  • Waiver of Premium on Death or Accidental Total Permanent Disability or Critical Illness


Maturity Benefit:

  • Guaranteed Sum Assured at Maturity; plus
  • Accrued Simple Reversionary Bonuses, if any plus
  • Terminal Bonus, if any


Death Benefit:

  • Guaranteed Sum Assured on death plus
  • Accrued Simple Reversionary Bonus (if any)
  • Terminal Bonus (if any)

(However, the minimum death benefit shall be at least 105% of all premiums paid till date of death)



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Eligibility :

Minimum Age at entry  :  18 years (For PT 10 & 15 Years

Maximum Age at entry  :  45 years  For PT 10 Years,    50 years  For PT 15  Years

Maximum Age at Maturity  :   55 Years for PT 10 Years,     65 Years for PT 15 Years

                      Policy Term   :    10 Years & 15 Years

Premium Paying Term  :   5 Years

Premium Payment Mode    :   Yearly, Half Yearly, Quarterly

        Minimum Premium     :     Rs.1, 000 / Yearly,    Maximum Premium    :     No Limit

          Basic Sum Assured   :   Mini – Rs.10,000,        Maxi – Rs.2,00,000