Family Health Optima (குடும்ப சுகாதார காப்பீடு)

• Any person aged between 18 years and 65 years, residing in India.

Pre-Acceptance Medical Screening (Persons above 50 years of age)

• Beyond 65 years only renewals
• Child from 16th day of age can be covered as part of the family.
• This policy is on floater basis.

• Proposer, spouse, dependent children from 16 days up to 25 years (those who are economically dependent on their parents)
• dependent parents and dependent parents in law

Lifelong renewal

Sum Insured: From Rs.3,00,000/- to Rs.25,00,000/-

• Single Sum Insured - Coverage for entire family
• In-Patient Hospitalisation Benefits
• Pre & Post Hospitalization
• Day Care Procedures
• Organ Donor Expenses
• Cost of Health Check Up
• Domiciliary Hospitalization
• Coverage for New born Baby
• Additional Sum Insured for Road Traffic Accident (RTA)
• Automatic Restoration of Sum Insured
• Recharge Benefit
• Road ambulance expenses
• Air ambulance expenses
• Cumulative Bonus